Welcome to Charm Finance Services

If you have already started looking at obtaining a home loan, you will know how confusing is the wide range of products, interest rates, fees and lending policies between lenders.

• Did you know there can be up to a $70,000 difference between what one bank will lend to another ?
• Did you know that your bank may ask for a 10% deposit, but the lender across the road may only require a 5% deposit ?
• Did you know that, as a first home buyer, you may only require a deposit of 2%  – of which only 1% needs to be genuinely saved?
• Do you know which bank will take all of your overtime into consideration and which bank will take none of it ?

At Charm Financial Services, we realise that every borrower has a different story.